Beyond Bending Tell You How
When looking for a new apartment, you may be required to undergo a background check. This is a standard procedure that landlords and property managers use to ensure the safety of their properties and residents. However, a background check can be intimidating, especially if you have a criminal record or a poor credit history. In this article, we will provide you with tips on how to pass a background check for an apartment.
Understand What is Included in a Background Check
Before we dive into the tips, it is important to understand what is included in a background check. A typical background check for an apartment includes a criminal record check, credit history check, rental history check, and employment verification. The landlord or property manager may also check your references and conduct a social media search.
Check Your Credit Report
One of the most important things you can do to pass a background check for an apartment is to check your credit report. Landlords and property managers will look at your credit history to determine if you are a responsible tenant. If you have a poor credit history, you may be denied an apartment or required to pay a higher security deposit.
Correct Any Errors on Your Credit Report
If you find any errors on your credit report, you should immediately dispute them with the credit bureau. This can take a few weeks to resolve, so it is important to start early. You should also be prepared to explain any negative items on your credit report to the landlord or property manager.
Provide References
Another way to pass a background check for an apartment is to provide references. These can be previous landlords, employers, or personal references. It is important to choose references who can speak positively about you and your character. Make sure you ask for their permission before providing their contact information to the landlord or property manager.
Be Honest About Your Criminal Record
If you have a criminal record, it is important to be honest about it. Landlords and property managers will likely find out about your criminal history during the background check, so it is better to be upfront about it. You should also be prepared to explain the circumstances surrounding your criminal record and what you have done to turn your life around.
Be Prepared to Pay a Higher Security Deposit
If you have a poor credit history or a criminal record, the landlord or property manager may require you to pay a higher security deposit. This is to protect their property in case you cause any damage or fail to pay rent. Be prepared to pay this extra amount if necessary.
Conclusion
Passing a background check for an apartment can be stressful, but it is not impossible. By following these tips, you can increase your chances of getting approved for the apartment you want. Remember to be honest, provide references, and correct any errors on your credit report. Good luck!
